Mortgage Only Credit Report

Currently, LoanCatcher℠ does not support pulling a mortgage only credit report. For loans requiring a mortgage only credit report, pull the credit report directly through your credit provider’s site and upload a copy of the mortgage only credit report to the Documents page.

  1. Select the Documents Icon, paper icon to expand the Documents section.

  2. Select the icon Upload icon, up arrowat the bottom.

    Left Hand navigation, Documents icon upper left hand, upload icon lower right hand

    The SEND US THE DOCUMENT pop-up box is generated.

  3. Click Choose Files to browse for files. Another option is to drag and drop the file(s) to the Choose Files section of the box.

    Send us the Document, Choose file highlighted

    Documents are itemized.

  4. Click BEGIN UPLOAD.

    Send us the document, Begin Upload

  5. Add the mortgage liability to the Liabilities section of the loan application. From the loan application page, the left-hand navigation offers a quick link.

    Left Hand navigation, Liabilities

  6. Click Add Liability.

    Liabilities screen, Add Liability lower right hand conrer

    A white enter Liabilities dialog box generates.

  7. Click anywhere within the white space to expand the box.

    Entry box inthe Liabilities section

  8. Enter the liability details from the mortgage only credit report.

    Liabilities screen

    If you set the Type to Mortgage Loan, a Real Estate Owned line is added at the bottom of the liability section. In order to properly link the mortgage loan to the coordinating Real Estate Owned in the Liabilities section, the Real Estate Owned (REO) section must be complete first.

    Liabilities screen expanded with entries

  9. Click in the white space to minimizes the box once the liability details are entered.

    Collapsed Liabilities screen